Protecting Your Pet's Future
Wellness plans and pet insurance policies both offer benefits, but they are very different. So, when it comes to veterinary care, it’s important to understand which services your pet is and isn't covered for. Understanding before you visit the vet means you won't be left out of pocket after your pet's appointment, or when planning the payment for your pet's treatment.
What is a wellness plan?
Wellness plans are designed to help make paying for your pet's routine preventive healthcare more affordable.
Wellness plans allow you to adopt a more proactive approach to veterinary care by spreading the cost of a year's worth of preventive veterinary services across 12 easy monthly payments. These plans help your vet spot early signs of any conditions or diseases that your pet may have, before they become more serious, and treatment becomes potentially more expensive.
What does a wellness plan cover?
Routine vet care such as annual checkups, vaccinations, and parasite prevention tests and medications are generally covered by Wellness plans. These plans help you to improve and maintain the standard of your pet's overall health, throughout their lifetime, by spreading out the cost of non-emergency vet visits.
What is pet insurance?
Pet insurance steps in to help cover non-routine veterinary bills if your pet requires emergency veterinary care.
Treating an illness like cancer or diabetes, or emergency treatment, can quickly become very expensive. The financial assistance provided by pet insurance means you have help to pay the bills for the treatment of any conditions and accidents covered by your pet insurance policy.
What does pet insurance cover?
Generally, pet insurance will cover emergency treatment needed after accidents or treatment for illnesses. Pet insurance may also include the treatment of hereditary and congenital conditions, orthopedic conditions, and prescription medications that your pet requires.
How do I choose which option to buy?
Some pet owners subscribe to both wellness plans and pet insurance to ensure that their pet has complete protection, others opt for just one of these options. It's important to understand exactly how wellness plans and pet insurance can benefit you and your pet, so that you can decide which plan or plans work best for you.
If you are unsure whether pet insurance or a wellness plan is right for you, speak to your vet. Your vet can help explain the services covered by their wellness plans and assess the risk of serious health issues for your pet.
Note: The advice provided in this post is intended for informational purposes and does not constitute medical advice regarding pets. For an accurate diagnosis of your pet's condition, please make an appointment with your vet.